When it comes to insurance, knowledge is your best defense during a claim. 

With all of the melting snow and ice, along with the rains and flooding, we want to make you aware that water damage such as floods, sewer back-ups, and water that seeps through the foundation are excluded on a standard homeowner or dwelling policy.  On most policies, you can add coverage for sewer back up/sump pump failure, and you can also purchase a separate “Flood” policy to cover flooding.  Contact us to learn more!