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Welcome to Insurance 101

Where your basic insurance questions are answered. Check back often as new topics are added to this page.


Wreck Check - What To Do If You Have an Accident

More teenagers die due to motor vehicle accidents than any other single cause. Start a discussion with your teen today by reading the Riding and Driving Contracts below.

        Teen Riding with Friends Contract
              Download as PDF
              Download as Word file (modify to meet your teen's needs)

        Teen Driving Contract
              Download as PDF
              Download as Word file (modify to meet your teen's needs)

Insurance: Three Questions Consumers Want Answered

Why an Independent Agent?

What An Umbrella Policy Is, and Why You Might Need It

Understanding Flood Insurance

Do I Need Rental Car Coverage?

Do You Have Gaps in Your Insurance?

Home Inventory

Prevent and Detect Water Damage in your Home

Water Damage - Understanding Your Policy, Plus Quick Action and Clean-Up Tips

Does Volunteering Your Time Mean Volunteering Your Insurance?

Coverages of Personal Auto Insurance